Find the Best Option to Finance Your New Home

During your home search, understanding the diverse range of loans available is crucial. Each loan comes with unique features, up-front costs, interest rates, and incentives.

Conventional Fixed Rate Loans

The most popular mortgage option, offering predictable payments for the entire loan term.

  • Competitive interest rates for cost-effective borrowing.
  • Locked interest rate throughout the mortgage term.
  • Ideal for first-time buyers with straightforward terms.

FHA Loans (Federal Housing Administration)

Relaxed underwriting standards, lower down payment, and flexible restrictions.

  • Assistance from friends or family for down payment.
  • Less strict underwriting, understanding past credit issues.
  • FHA Direct Endorsement Lender with streamlined processes.

Adjustable Rate Mortgages (ARMs)

Initial low interest rates and affordable monthly payments with potential future adjustments.

  • Lower initial mortgage payment.
  • Flexibility for those planning to move, relocate, or expect income growth.
  • Rate locks up to 10 years for stability.

Veteran Financing (VA Loans)

Tailored loan options for veterans with VA Automatic Lender capability for faster approvals.

  • Open to all veterans with minimum active duty service.
  • VA loan amounts based on VA limits and unused entitlement.
  • Funding fee ranges from 2% to 3% depending on the down payment.
  • Veterans may obtain 100% financing under certain circumstances.


Contact Sea Glass Florida Properties to get started on your home search.


Information provided should not be considered as a commitment to lend. Offer subject to property and credit approval. Program and other restrictions may apply. Please contact your Loan Consultant for further details.