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New Listings in Clearwater, FL
Townhouses and Condos for Sale in Clearwater, FL
Luxury Homes and Mansions for Sale in Clearwater, FL
New Construction Homes for Sale in Clearwater, FL
Price Reduced Homes in Clearwater, FL
Open Houses in Clearwater, FL
Recently Sold Homes in Clearwater, FL
Land for Sale in Clearwater, FL
Commercial Property for Sale in Clearwater, FL
Learn how to navigate Florida’s home buying market with help from Florida Properties experts.
Home Buying First Steps
Home Buying Checklist
Home Buying FAQs
Selling a Home FAQs
Home Selling Checklist
Yes. Clearwater is a highly desirable place to live thanks to its beautiful beaches, warm climate, active lifestyle, and no state income tax. The city offers a mix of laid-back coastal living and suburban convenience, with easy access to Tampa, top-rated schools, and year-round outdoor recreation.
Clearwater offers a wide variety of homes, including single-family houses, townhomes, waterfront estates, golf course communities, and condos near the beach. Whether you’re looking for a vacation home, a primary residence, or an investment property, there’s something for nearly every budget and lifestyle.
Home prices in Clearwater vary widely depending on location, size, and features. As of 2024, the median home price is in the mid-$400,000s, with condos starting around $200,000 and waterfront or luxury properties reaching over $1 million. A local agent can help you identify what’s available in your price range.
Some of the most sought-after neighborhoods include Island Estates (luxury waterfront homes), Clearwater Beach (coastal condos and rentals), Countryside (suburban family-friendly), and Old Clearwater Bay (historic charm with water views). Each area offers a different lifestyle and price point.
Florida has no state income tax, but property taxes are based on assessed home value and local millage rates. In Clearwater (Pinellas County), the average property tax rate is around 1% of assessed value. Homestead exemptions are available for primary residences, which can significantly reduce your tax bill.
Yes. Clearwater is popular with snowbirds, retirees, and investors. You can purchase property as a vacation home, seasonal rental, or long-term investment. However, some condos or communities may have restrictions on short-term rentals, so it’s important to check association rules before buying.
Yes. Florida offers several programs for first-time buyers, including down payment assistance and favorable loan terms through Florida Housing Finance Corporation. Local lenders and real estate agents can help you determine if you qualify and how to apply.
While it’s not required, working with a licensed real estate agent gives you access to expert guidance, property listings, negotiation support, and local insight. A buyer’s agent represents your interests at no cost to you — their commission is typically paid by the seller.
The process usually includes getting pre-approved for a mortgage, touring homes, making an offer, completing inspections, securing financing, and closing the deal. A local agent will walk you through each step to help avoid delays and ensure a smooth transaction.
If you’re buying a home in a designated flood zone (common in coastal or waterfront areas), your lender will likely require flood insurance. Even if it’s not required, it’s often a smart investment in low-lying areas. Be sure to factor this cost into your budget if you’re purchasing near the water.